Ergonomics
L&I/Workers Compensation Insurance (and some medical insurance plans)
I am a provider for Washington State Department of Labor and Industries (L&I) and also work with self-insured (private) workers compensation companies.
Most medical plans specifically exclude ergonomic assessments as a covered benefit. Generally, this is because work-related injuries (and any related treatment) are covered under workers compensation insurance. But if your personal medical insurance plan covers ergonomic assessments, I may be able to bill your insurance for my services.
For those without coverage for ergonomics, I regularly work with clients whose injuries impact their ability to work but are not work-related (due to personal medical issues, injuries as the result of a car accident, etc.).
Employers often have a policy that allows for ergonomic assessments for employees who have injuries/symptoms that are not work-related (if they are impacting an employee’s ability to work). Many will allow for an assessment as a disability accommodation with a request from an employee’s treating medical provider. I am happy to discuss the benefits and costs related to an ergonomic assessment with an employer.
For those who are self-employed or have a home office, another option is paying privately for an assessment and then requesting reimbursement from your medical insurance provider through a flex-spending account or health savings account.
Health Coaching
Private Pay
These services are generally not covered by medical insurance since health coaches are not required to have a professional license and are not qualified to treat those with medical conditions (unless they have a separate health care-related license). However, if your treatment goals qualify me to work with you as an OT, we can discuss options through your medical insurance plan.
If you are interested in my health coaching services and want the added benefit of my professional experience as a health care provider, I am happy to work with you on a private pay basis. I understand that each client has different financial resources to spend on their health and do my best to design a plan that will work with your budget. For some, group sessions may be more cost-effective. For others, individual sessions may be the most efficient use of their time and resources. For many, a combination is most appropriate.
Lifestyle OT
Private Pay
These services are billed as private pay. Please contact me for information on pricing.
*Please note that every insurance plan is different, and even within the same carrier, each policy will have different benefits. It is best to contact your insurance carrier or administrator directly to determine what services are covered under your specific plan.